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  • Writer's pictureRobert Schuerger II

How Long Does It Take to Get a Settlement from a Car Accident in Ohio?

Imagine the hustle and bustle of traffic on an Ohio road as drivers make their way to various destinations. Amidst the chaos, a car incident occurs, leaving the victims with physical injuries and significant property damage. In such cases, understanding the intricacies of car accident settlements is crucial.


Navigating the complex world of insurance claims and legal processes can be daunting, which is why the expertise of an experienced Ohio car accident lawyer is invaluable.


These professionals are well-versed in the nuances of car accident claims, helping clients pursue fair compensation and achieve the best possible outcomes. With a strong legal team, accident victims can focus on healing while their case is expertly handled.


Understanding Ohio Car Accident Settlements and Timelines

Understanding Ohio Car Accident Settlements and Timelines


Determining the average car accident settlement in Ohio is challenging, as various factors influence each unique case. Generally, settlements depend on factors, such as medical expenses, car repairs, and lost wages due to missed work. Schuerger Shunnarah Trial Attorneys can also advise on what the average car accident settlements in Ohio are.


Furthermore, Ohio imposes a damages cap on noneconomic damages, which is less than $250,000 or three times the amount of economic damages.


Strong evidence of liability and documentation of treatment are crucial in maximizing a car incident claim's value. A proficient car accident lawyer can significantly increase the chances of a favorable outcome.


Regarding the timeline to file a car accident lawsuit in Ohio, individuals have two years to file a claim for both personal injury and property damages.


Failing to file within this period will result in the court refusing the case, and the claimant will be unable to recover any damages. Once a settlement is reached with the insurance company, receiving the settlement check takes around four to six weeks.


Ohio Car Accident Insurance Laws


In the state of Ohio, adhering to car insurance laws is a necessity for all drivers. Motorists must maintain liability car insurance to cover injuries and property damage that could occur during a car accident.


Driving without insurance or proof of financial responsibility is strictly prohibited. The minimum insurance coverage required in Ohio includes:

  • $25,000 per person injured in a single accident,

  • $50,000 for all individuals injured in a single accident, and

  • $25,000 for property damage in a single accident.

Ohio follows the at-fault car insurance system, meaning the party responsible for the accident must also bear the burden of losses and damages.


Furthermore, in the aftermath of a car accident, victims can file an insurance claim with their own insurance company or directly with the at-fault driver's insurance company. If the damages exceed the policy limits, the policyholder is legally obligated to cover the additional costs that the insurance company cannot.


Navigating the complexities of car accident insurance claims can be challenging, which is why the guidance of a proficient lawyer is essential.


They can provide invaluable assistance throughout the car accident settlement process, ensuring clients receive fair compensation and resolving personal injury lawsuits.


By relying on the expertise of skilled Cincinnati car accident lawyers, accident victims can prioritize their recovery while their legal team manages the intricacies of their case.


Steps to Take Immediately after a Car Accident in Ohio


In the event of a car accident in Ohio where another driver is at fault, adhere to the following steps to pursue and obtain a settlement from the responsible driver's insurance provider.


Call 911 after the Accident


The first step after a vehicle accident caused by another driver is to call 911, as Ohio law requires police and emergency medical officials to be notified when a crash with severe injuries happens. Moreover, the police crash report is critical for supporting insurance claims.


Retain Medical Records and Seek Medical Care


It is critical to get medical attention if any injuries have been identified and to maintain all medical documents provided by pharmacists, doctors, or therapists. These documents are just as necessary as the police report for proving insurance claims.


Notify the Insurance Company


Even if another driver was at fault, one must still notify their own insurance company of the accident. Also, this gives you access to coverage for motor vehicle replacement or repair costs and some medical bills.


Obtain a Copy of the Official Police Report


Getting a copy of the police report is critical, as law enforcement officials may take several weeks or months to reach a conclusion. Working with a vehicle accident lawyer might help you track the official report's status.


Be Mindful of the Deadline for Filing a Claim


Ohio enforces a two-year-long statute of limitations for personal injury claims resulting from car accidents. The deadline starts from the day of the collision, and receiving a car accident settlement might take additional years.


Submit a Demand Letter


A demand letter to the insurance company is required to detail the specific claims and grounds for them. It is necessary to provide medical records, police reports, and other documentation.


Navigate Claims Investigations


Car insurance companies of the at-fault drivers will investigate and may hunt for reasons to dismiss car accident claims.


Additionally, it is vital to resist the impulse to provide written or recorded statements and consult with a lawyer before freely giving information to an insurance adjuster for insurance claims.


Initiate a Personal Injury Lawsuit If Necessary

Initiate a Personal Injury Lawsuit If Necessary


A personal injury lawsuit is usually the only way to persuade an insurance company to discuss a car accident claim. Moreover, the corporation is more likely to prefer an arrangement than having a jury or a judge order it to pay damages and compensation.


The car accident settlement process applies to situations in which one at-fault driver strikes and injures another driver who survives with recoverable physical injuries. Schuerger Shunnarah Trial Attorneys can also answer questions like, "How long can you sue after a car accident in Ohio?"


Furthermore, if the victim is underage or a child, the crash causes catastrophic brain injuries, several people are at fault, or the victim dies, the insurance claim process gets more problematic. An expert lawyer can answer specific inquiries about these types of lawsuits.


Final Thoughts


Navigating the complexities of car accident claims in Ohio can be challenging. Still, with the guidance of skilled personal injury attorneys, victims can pursue fair compensation for their injuries and damages. It is essential to adhere to Ohio's insurance laws and timelines for filing a car accident case to ensure a successful outcome.


By understanding the process and enlisting the expertise of experienced legal professionals, accident victims can focus on their recovery while their case is expertly managed.


If you or a loved one has been involved in a car accident and needs assistance with your claim, do not hesitate to contact our team at Schuerger Shunnarah Trial Attorneys for consultation and expert legal guidance.


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