Severe physical and financial loss is often the result of sustaining an injury at work. The injured worker could find themselves unable to work, saddled with a hefty medical bill, and perhaps unable to take care of or support their family and loved ones. Furthermore, the purpose of workers' compensation law is to give financial compensation to employees who are injured at work and the dependents of those who pass away from diseases or accidents linked to their jobs. Those experiencing this should get legal counsel from a Cincinnati workers' compensation attorney familiar with the Ohio workers' compensation system.
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What Our Clients Have To Say
I have worked with Schuerger Shunnarah twice and they have been very helpful on my personal injury cases. They went above and beyond my expectations and did a great job both times.
- Ashley C.
Schuerger Shunnarah helped me receive a settlement on my case in just months. I was treated with respect and dignity. Thanks to their help, I have been able to get my life back to normal.
- Michael S.
They provided me with excellent service throughout my personal injury case. They were available to answer my questions and helped me understand the process. I am very grateful for them!
- Deshawn B.
What Is Workers Compensation?
Whether an employee gets hurt while slipping on a wet floor or is injured by a falling object on a construction site, they are entitled to workers' compensation. Workers' compensation is a state-mandated system that is intended to protect them. It doesn't matter who was at fault; the employers are responsible for paying for such injuries and losses. Luckily, most employers have workers' compensation insurance, so they don't have to pay out of their own pockets for the workers' comp claim.
This implies that an employee will still be qualified for workers' compensation payments even if they were negligent and to blame for their injuries. However, the wounded worker will give up their ability to sue their employer for damages after a working accident to receive workers' compensation.
What to Do When Injured at Work
Besides being essential to avoiding them, understanding the common causes of motorcycle accidents can help victims prove that they were not at fault for their injuries.
Most motorcycle crashes are avoidable if the rider knows the vehicle, understands how to operate it, and follows traffic rules. However, cars on the road or other parties can cause accidents if they do any of the following:
Report the Injury
Employees who suffer an injury while working should notify their employer immediately. After that, they must write out an accident report. Even if they believe the damage is minor and won't need medical attention, disclosing it to your employer is still necessary.
Most businesses will cooperate with their staff members to help them obtain medical care and submit a workers' compensation claim. Sometimes the employer or the Ohio Bureau of Worker's Compensation doesn't do what's right regarding the worker's injury. In that case, Schuerger Shunnarah Trial Attorneys can help the victim file a claim to receive all the benefits they deserve.
What Is The Best Way to Report The Injury?
Early reporting always improves the outcome of a Cincinnati workers' compensation claim, which may include a quicker return to work, less severe injuries, and cheaper medical care. Finding a fast solution is crucial for the wounded employee and the company.
It is crucial to notify employers immediately after a workplace accident about the incident and any injuries it may have caused. Even if the employee has previously verbally reported the information, it is still preferable to get written notification of the event's details as soon as possible after the incident.
Get Medical Treatment Immediately
Victims should consult a doctor immediately when they get an injury at work. They must tell the doctor how the injuries occurred and remind them that they happened because of a work incident. However, not any doctor can do this procedure.
In order to get the medical costs covered after the initial appointment, the victim must see a practitioner that has been certified by the Ohio BWC.
After a job accident, the company could require the injured worker to meet with a particular doctor. However, as long as the medical professional is an Ohio BWC-certified physician, victims can choose their own physician. When they visit the emergency room, they must give the doctor the claim number for workers' compensation.
File a Workers' Compensation Claim
The victims must submit a First Report of Injury (FROI) to the Ohio BWC or the managed care organization to make a worker's compensation claim.
This claim can be submitted on behalf of the injured worker by a Cincinnati workers' compensation lawyer, medical professional, hospital, or employer. When the BWC receives the claim, they will give the victim an identity card with their claim number. If this process seems too complicated, they can get legal aid from a Schuerger Shunnarah Cincinnati workers' compensation attorney to file the claim. Additionally, we can guarantee that your claim complies with the standards and timelines established by the Ohio Bureau of Workers' Compensation.
What to Do If the Claim Is Denied
The victim could occasionally submit a claim that ends up being rejected. The BWC says that most cases are rejected because the injured employee did not provide enough details. However, the injured worker can always add more proof to the original statement and get their workers' compensation payments. District, Staff, and Commission are the three levels of appeal available in the state of Ohio.
Appeals from the district level might move on to the subsequent levels if necessary. However, hearings must be held within 45 days after filing the appeal. The worker has 14 days to submit an appeal at the following level if the claim gets denied at a lower level.
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Workers Compensation Benefits for an On-the-job Injury
Because each workers' compensation claim is different, workers' compensation law offers a variety of workers' comp benefits to cover any on-the-job injury. These workers' compensation benefits are meant to cover some of the expenses of the injury and the consequences of it. However, the best thing to do when claiming damages is hire an Ohio workers' compensation attorney with vast experience in helping injured workers with their workers' compensation claim.
Temporary Total Compensation - The Social Security Disability settlement provides workers' compensation benefits to an employee who becomes disabled due to a work-related accident or sickness.
Permanent Partial Compensation - When a job injury results in permanent harm to a particular body part, such as loss of hearing, eyesight, or amputation, the injured workers will get permanent partial compensation.
Percentage of Permanent Partial - This compensation is for injured Cincinnati workers who sustain some degree of long-term harm, such as a broken limb or leg that cannot be fully extended.
Lump-sum Advancement - According to workers' compensation laws, lump-sum advancements are the prepayment of future income intended only for rehabilitative and financial relief needs. It should cover expenses such as automobile and home modifications, rent, and other living expenses for injured Cincinnati workers.
Lump-sum Settlement - This is a written contract that agrees to give a portion of a workers comp claim to Cincinnati workers according to the settlement conditions.
Facial Disfigurement - According to workers' compensation laws, facial disfigurement compensation is often a one-time payment. Workers' compensation insurance gives this to injured Cincinnati workers for all injuries to their heads or faces that may make it more difficult for them to find or keep a job.
Survivor Benefits - This workers' compensation claim is made by the dependents or spouse of an injured worker who passed away due to an occupational sickness or working accident.
Back to Work Plan
The injured employee, employer, and workers' compensation attorney all work together to create a unique return-to-work (RTW) plan that meets the requirements of both the employee and the employer. They begin by examining the profession and the nature of the work, outlining the job responsibilities, and specifying the tasks performed by the employee.
Then, the employment requirements are compared to what the employee's doctor believes they can perform, given their health and recovery status.
This action is crucial to the employer. It prevents them from needing to recruit more workers or pay employees overtime if they take longer than usual to complete their tasks. Knowing that their RTW plan is specially crafted to meet their requirements and circumstances is also advantageous to the employee. The worker can return to their usual job swiftly and securely. However, there must be constant communication between the employer, the employee, and the specialized claims adjuster.
Client Testimonial
They were polite and really cared throughout the entire process and made me feel like my case was important. I would highly recommend them to anyone that didn’t get a fair offer from the insurance company like me!
- Brian D.
How Can a Cincinnati Workers Compensation Lawyer Help?
Prepare the Case
When the victim decides to work with a Cincinnati workers' compensation attorney, they'll first look into the claim to determine who is at fault. Then, they'll start assembling the information they have gathered to create the best case they can.
Negotiate the Settlement
Most personal injury cases—including workers' compensation cases—are resolved outside of court. In order to obtain the settlement sum the client deserves, the Cincinnati workers' compensation attorney will negotiate with the insurance provider and the employer on their client's behalf. The dispute will be settled if they agree to a reasonable settlement offer. If they don't, the case will go to trial.
Court Representation
The injured worker can always take the insurance company to court if they can't agree on a reasonable settlement sum. A professional team of trial-tested workers' compensation lawyers will build a strong case in court so that their clients receive the highest possible settlement sum.
Hire Our Cincinnati Workers Compensation Lawyers
Getting injured at work is a terrible situation to be in. Luckily, workers' compensation laws exist, and they make things easier for anyone who files workers' compensation claims. They help recover lost wages and pursue compensation for any occupational disease the worker may have. However, the best way to approach these situations is to seek legal representation by Schuerger Shunnarah Trial Attorneys, the best law firm in Ohio. Just give us a call, and we will go to war for you!